India · Money

Am I sorted for retirement?

Most calculators hand you a number and leave you guessing. This one gives you a straight verdict, and shows what happens when life changes. No jargon, no sign-up, and nothing leaves your browser.

Your age32 yrs

Retirement age60 yrs

Monthly expenses today₹60,000

Savings so far₹15.0 L

You invest per month₹30,000

How you invest

You're ahead

You're on track for

₹9.48 Cr

You'll actually need

₹8.16 Cr

Retiring at 60, you're set to have a ₹1.32 Cr cushion over what you'll need. Keep going.

At retirement, your ₹60,000/mo lifestyle will cost about ₹3.1 L/mo after inflation.

What if life changes?

Big plans and little luxuries both cost money. Tap any of these to see what enjoying life now does to your retirement, instantly.

Yearly travel budgetNone

Set what you'd like to spend on trips each year, from a weekend away to a big trip abroad.

Educational estimate, not financial advice. Assumes 6% inflation, 7% post-retirement returns, and a life expectancy of 85. Your real numbers will vary.