Terms of use

By using LifeTechPulse (the website, its calculators, and its content), you agree to these terms. If you do not agree, please do not use the site.

Educational purpose, not financial advice

Everything on LifeTechPulse is provided for general education and information only. Our calculators produce estimates based on the numbers you enter and standard assumptions, and our articles share general frameworks. None of it is personalised financial, investment, tax, insurance, or legal advice, and it does not account for your full individual circumstances.

We are not a SEBI-registered investment adviser and do not recommend specific investments, funds, policies, or products. Before acting on anything you read or calculate here, consider consulting a qualified, registered professional who can review your complete situation.

Accuracy and assumptions

Our tools use conservative, commonly accepted assumptions (for example, rates of inflation, returns, and life expectancy) that are stated within each tool. Real-world outcomes depend on markets, policy, and personal factors that no calculator can predict. We make no guarantee that any estimate will match your actual results, and you use the outputs at your own discretion.

Your responsibility

You are responsible for the decisions you make. To the maximum extent permitted by law, LifeTechPulse and its creators are not liable for any loss or damage arising from your use of, or reliance on, the site, its tools, or its content.

Intellectual property

The content, design, and tools on LifeTechPulse are our property and are provided for your personal use. You may share links to our pages freely. Please do not copy, republish, or resell our content or tools without permission.

Third-party links

Our pages may link to third-party websites, and in the future may include advertising or affiliate links, which we will disclose. We are not responsible for the content, accuracy, or practices of external sites, and a link does not imply our endorsement.

Changes to these terms

We may update these terms as the site evolves. Continued use of the site after changes means you accept the updated terms.

Contact

Questions about these terms? Reach us at lifetechpulse@gmail.com.